Aah, money. Love it or hate it – and most of us love it – it simply rules much of the world around us, and ensuring that you’ve got enough money to live happily is deeply important. However, if you’re just not very good with cash, then you could find that nothing you seem to be trying out is working in your favour. Your savings account still has that same old tumbleweed rolling through it, and any money that it does see goes back into your current account a day later.
So, what should you keep in mind if you really want to be better with money? We’ve put together 4 tips here.
#1: The little things add up
The attitude that many people who are bad with money have is that they can just buy this Starbucks coffee, or that they can just treat themselves to that new outfit they’ve been eyeing up for a while. Before you know it, you’ve ‘just’ treated yourself to almost everything, and your wallet is back to looking pretty empty. The small things do add up, so think twice before you splash out.
#2: Saving feels good
If you’ve never started to save for the future, then you haven’t yet realised how good it actually feels. Putting money aside can seem difficult now, but when you’ve got a lot to show for all of your efforts, you’ll be feeling extremely smug. Save £1 or £2 a day, and put it into a savings account. We know what you’re thinking; it seems like nothing, right? But in a year, you could have over £700. Win-win.
#3: Avoid bad loan companies
Some companies are out there to screw you over, and you need to learn this sooner rather than later. Be sure that all of the details of the loan are reasonable before you sign on the dotted line, and you’ll be glad that you took some time to see what you were actually signing up for. Quick Car Credit can run you through the right options for you, so you can be sure that you’re signing up for the perfect loan.
#4: Eat. At. Home.
Those three evil little words: eat at home. We’ve all been sucked into the temptation of heading to the drive thru instead of cooking dinner at home, but this could be putting you out a lot of cash if you do so. Sure, a meal out every so often is a great treat, but don’t make eating out a regular occurrence if you want to take control of your bank account. It’s a lot cheaper to cook, so get some good recipes under your belt.
If you want to improve your relationship with money (read: if you want to stop spending it all of the time), then keep these 4 things in mind. Sure, saving can feel like it’s a pretty difficult task right now, but when you see how much money you’ve got in your bank account, you’ll be glad that you weren’t splashing the cash all of the time! Good luck!